Got a Quote? Check It.

One clear breakdown of the price, fees, and financing in your dealer's offer.

FREE DEAL REVIEW$0

Upload your dealer quote

Have a dealer worksheet, buyer's order, or written offer? Start here. Your quote also gives our broker a stronger basis for comparison if you later request Beat My Deal.

Files are not sent when selected. AI scanning requires separate consent.

SEE WHAT MATTERS

A closer look at the numbers.

Here's a glimpse of the details worth checking.

SAMPLE REPORT
FICTIONAL EXAMPLE

2026 Example Sedan

3 things to check
Vehicle MSRP$39,200
Quoted selling price$38,500
Difference vs. MSRP$700 below
✓
Selling price below MSRP

Check the total price including fees.

!
$1,295 in dealer add-ons

Ask which add-ons are optional.

?
APR needs a comparison

Compare lender and manufacturer financing options.

Illustrative figures; not a savings guarantee.
NEED A SECOND SET OF EYES?

Decide what to do next.

SALES THROUGH F&I · 1-ON-1 CONSULTATION

Talk it through

One personal consultation for everything from negotiating to F&I.

BROKER-LED

See if we can beat it

Have a written quote? Ask our broker to evaluate comparable alternatives when the broker service is accepting requests.

CARDEAL IQ

Know Before You Sign.

FREE DEAL REVIEW

Make sense of your dealership offer

Enter numbers for an educational check-up, or select a written quote for AI-assisted extraction when available. Manual entries are not dealer-shopping requests.

No account required

Your dealer's numbers

Verified figures only
↥ Choose a dealership quote (PDF, JPG or PNG)Max 8 MB. No file is transmitted unless you enable AI scanning and tap Scan.
✦ AI quote scannerChecking availability…

AI can suggest figures from a dealer worksheet. Missing fields remain blank, and lease quotes are not treated as loans. Verify every figure with the document before applying.

If a scan leaves blanks, enter the missing values yourself. Enter $0 only when you have confirmed a fee or down payment is zero. MANUAL CHECK-UP ONLY: Type the numbers to estimate costs, financing, and questions to ask. This does not submit a Beat My Deal request. Blank means unknown, not zero. Enter actual figures from your offer.

Enter your offer’s real figures. Blank means unknown—not zero.

Illustrative purchase estimate, not an offer of credit. Trade-in tax credits, state-specific fees, negative equity, and taxable add-ons vary. Verify final calculations with your purchase contract.

Your estimated costs

Live estimate
Estimated financed monthly payment
—
72 months · 6.9% APR
Price compared with MSRP—
Estimated sales tax—
Estimated out-the-door price—
Down payment + trade—
Estimated amount financed—
Total loan interest—
CarDeal IQ does not know your credit approval, local market prices or final tax treatment from these fields. It flags specific numbers to ask about—not whether a dealer is honest.
YOUR FREE DEAL REPORT

Questions worth asking before you sign

Based on the values above. This is a cost review, not an independent market-value appraisal.

Calculating…

What to double-check with the dealer

Download creates a local HTML report you can open or print to PDF. It is generated on your device from the values you entered; no quote is sent by downloading. Estimates may differ from the final contract.

BETTER OFFERS, LESS LEGWORK

Beat My Deal

Start with a free deal review. If you would like us to try beating a written offer, choose that next step here. Our broker team would handle matching dealer outreach once authorized; this is one connected CarDeal IQ experience, not a separate broker consultation. Savings are never guaranteed. No dealership is contacted in this prototype.

Concierge pilot · not live
THE IDEA

A written offer makes the difference.

We can review manual details, but without a current written quote any Beat My Deal request remains preliminary. A dealer worksheet helps confirm the vehicle, equipment, price, fees, incentives and financing terms for a fair comparison. Future outreach requires your separate permission and legal approval.

Written quotes preferred.
Savings never guaranteed.

Continue with our broker team

Checking broker intake availability. A current written quote and separate authorization are required for submission. We do not contact dealerships automatically.

No quote selected. Manual-only drafts are preliminary and cannot be verified.

PDF, JPG or PNG · max 8 MB. Selecting a file does not send it anywhere. File contents are not saved in your draft. Remove names, addresses, account numbers and other personal information before scanning.

Written proof is required before a broker can verify and compare a dealer offer.

How our broker process works

01Our broker team verifies your written quote, vehicle, fees and terms
02With your permission and required approvals, the broker team requests written alternatives
03We compare OTD price, fees, APR, incentives, and terms
04You choose whether any alternative is worth pursuing
Broker service pricing under review
We're considering a $199 flat fee only if a verified comparable offer saves more than $500; $500 or less would be free. This would be separate from the optional $49 personal advice fee, not a separate broker consultation. It is only a proposal; fees, licensing and conditions require legal review. Nothing is charged in this beta.

Your local drafts

FREE FINANCING TOOL

Find a payment that makes sense

Calculate both your monthly payment and total interest, so you can compare offers on more than just a monthly number.

No subscription

Loan details

For a simple comparison, this calculator excludes taxes, fees and add-ons. Use Review a Deal to include them.

What should you compare?

  • The total amount financed
  • The interest cost over the entire term
  • Whether additional products are included
  • The total loan cost, not just the monthly number

Your monthly estimate

—
Estimated monthly payment
Amount financed—
Total interest—
Total of loan payments—
Ad spaceAn unobtrusive example placement below the completed calculator. No actual ad network connected.
ONE-ON-ONE CAR BUYING HELP

One conversation for the whole deal.

Get answers about the sales price, financing, and F&I in a single 20-minute session.

$49 · 20 minutes
COMPLETE CAR-BUYING CONSULTATION

Questions about your deal? Let's go through it.

Use your 20 minutes for the questions that matter to you, whether that's the vehicle price, trade-in, dealer fees, APR, monthly payments, optional warranties, GAP, or the final paperwork.

  • Sales price, trade value, fees and negotiation
  • Financing, APR, terms and total interest
  • F&I products such as warranties and GAP
  • Questions to ask before signing
One 20-minute session · 1:1$49
ALREADY HAVE A WRITTEN QUOTE?

Want us to try to beat it?

Use the same CarDeal IQ process: start with your free review, then ask our broker team to check for a comparable competing offer. This is not a separate $49 broker consultation.

  • Your written quote is preferred for accurate comparison
  • Dealer outreach would be handled by the broker team
  • We cannot promise a better offer or specific savings
  • The broker service is a demo until legally cleared and activated

Scheduling and dealer outreach remain demonstrations until the service is ready and approved. No pricing or financing outcome is guaranteed.

YOUR PRIVATE WORKSPACE

Deal Passport

Keep the numbers from the vehicles you're considering, so they're easy to find before a dealership conversation.

No saved deals yet

Complete a review to save a snapshot of your quote to this browser.

Private by design

Your prototype entries remain on this device in browser storage. The future production app will need user-controlled cloud storage, encryption, account deletion, and explicit document retention rules.

Prototype data is for demonstration only. Do not enter private customer details or upload sensitive documents.